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April 23, 2025

• Lock Extension Reminder

Please be sure that you are using Polly to request lock extensions. We have seen an uptick in extensions submitted through the Lock Request Form in Encompass, which does not extend the lock and does not notify Secondary of the request – causing your lock to expire. Please review this Polly how-to for lock extensions. If you have any questions, please reach out to Secondary@vandykmortgage.com.

• Jumbo Update: PennyMac and Radian

We are pleased to announce that we have added two new Jumbo outlets to the mix. Effective today, you will see PennyMac and Radian in Polly as pricing options on Jumbo loans. PennyMac’s guidelines will be in Allregs and the Radian Jumbo Matrix is available in Seafile, under Products and Programs > Jumbo.

• Renovation Update

We are in the process of adding Plaza Home Mortgage to our approved in-house renovation product offerings. Please be on the lookout for an invite to renovation training from Plaza in the coming days.

• 2024 Tax Returns

The tax filing date for 2024 has passed, which means we will either need the 2024 tax return or proof of extension when returns are required. Please refer to the Tax Return and Transcripts Cheat Sheet for more details.

• 2025 Sales Fly-In

It’s time to book your stay for the 2025 VanDyk Mortgage Sales Fly-In!

Event Dates:
August 21–23, 2025
We’ll kick things off with the Welcome Party on the evening of August 21, and wrap up after our final sessions on August 23.
For those who want to come in early or stay a little longer, our group rate is available from August 20–24.

Hotel Info & Booking Link:
Delta Hotels Muskegon Convention Center
Group Rate: $239/night

Last Day to Book: Monday, July 21, 2025

https://www.marriott.com/event-reservations/reservation-link.mi?id=1744898722861&key=GRP&guestreslink2=true&app=resvlink
Prefer to book by phone?
Call 1-833-999-0181 and ask for the VanDyk Mortgage Sales Fly In (VMF) Group Block.

If you have any questions about your reservation, don’t hesitate to reach out. We can’t wait to see you in Muskegon for another unforgettable Fly-In!

• AllRegs

As a reminder: our access to AllRegs is back! If you previously accessed AllRegs with your VanDyk email, your existing password may allow you to login with no issue. Otherwise, you can reset your password here.  New users can self-register for an account using this link and Subscription ID 423409-66.

We’ll be hosting a 30-minute AllRegs training on Monday, April 28 at 3pm ET/12pm PT. Watch your inbox for an invitation.

• Marketing Updates

Check out our upcoming focused sessions, and reach out to the Marketing team with any questions!

• New Hires and Rehires: Welcome!

Marcie Anderson – LO, Branch 264

Maira McGonigal – Marketing Administrator, Corporate

Erin Frost – Underwriter, Corporate

 

 

Agency Updates

Freddie Mac

FLOOD INSURANCE PREMIUM USED FOR QUALIFYING: Freddie Mac initially proposed changes in how we qualify a borrower with Flood Insurance Premiums last fall which was then extended to 2nd quarter 2025.  In response to industry feedback, Freddie Mac is delaying until further notice.

VA
Effective immediately, VA is eliminating the need for a VA-issues builder ID on a new or proposed construction property for VA-guaranteed loans.  Builders are still expected to meet any state and/or local licensing requirements.

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Upcoming Events and Reminders

Miss a training? You’ll find our monthly newscast and Iron Sharpens Iron recordings in the VDM Vault. Department-specific trainings are shared in their respective Seafile folders.

Don’t forget: you can find invitations on our shared calendar under What’s Happening at VDMC.net (all times posted on the What’s Happening calendar are EST)

• Deal Desk: Every Tuesday @ 1:30pm Eastern
• Origination Nation: Every Monday and Thursday @ 12:00pm Eastern
• VanDyk Mortgage Newscast: Thursday, April 24 @ 1:00pm Eastern
• AllRegs Training: Monday, April 28 @ 3pm ET/12pm PT

 

Help Us Help You

As things get busier, we wanted to send a quick reminder. When emailing a question to any of our support inboxes, please include all relevant details. For example, the AskUW team can’t provide guidance on a scenario if the loan type isn’t included in your request.

We’re here to help as quickly as possible, but missing key information can delay our response. To keep things moving smoothly, make sure to include everything we need from the start. This helps us get you answers faster!

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