Author: VanDyk Mortgage

Dear Staff,

Have you wondered whether the H.S.A. could be a good option for you?

Please open the “Did You Know” link below and learn more about how you may benefit from electing this plan.

Thank you!

Did you Know?

Have specific questions regarding your benefits and would like to speak to an expert?

Please open the “Did You Know” PowerPoint attached.

Thank you!

Margarita Hays

OE2019 Did You Know – I Need Help

Optimal Blue: Community Seconds

Over the weekend Optimal Blue released an update to help better price loans with Community Seconds. If a loan has a community second down payment it does not have CLTV pricing hits (assuming the whole second lien is from the community second).  Prior to this release you were required to remove the second lien information when pricing a loan with a community second. With this release a drop-down selection is now present when a second lien loan amount is pulled in from encompass. If you are utilizing a community second down payment you will want to change the highlighted drop down below from “No” to “Yes” to view correct pricing.

Within Encompass please make sure that you have the Community Seconds check box marked on the FNMA Streamlined 1003 as Secondary will be checking this to make sure that the drop down wasn’t selected in error.

Please email secondary@vandykmortgage.com should you have any questions

On the evening of November 28^th Optimal Blue will be pushing through a major update/release. To make sure that the release functions properly we will be shutting down the ability to lock loans at 5pm EST on 11/28.  Lock ability will be reinstated at 11am EST on 11/29. We apologize for any inconvenience this may cause. Please prepare accordingly as no exceptions will be made to this.