Out of Office – 8/5/2022

Anthony J. Boos

Sarah A. Burton

Andrea I Chaoman

Aolany C. Duran

Terri Erickson 2pm-5pm

Katlin Fisher

Johanna Fumero

Angelica M. Glass

Scarlott S. Gleeson 12pm-5pm

Samatha F. Halle

Melissa Helfer

Gil W. Jansuzewski

Alicia M. Kloss

Emily A. Kremer

Kindsey J Kuhnle

Kyara A. Miller

Kala Murphy

Lisa Myers

Jeanie M. Nivison

Richard Nivison

Christy R. Schwartz

Yesenia Sifuentes

Barbara Strickland

Kate K. Undhjem

Kalan Walters

Mackenize Wrights

QC Review Update

As a result of recent audits with the agencies, we need to change the process with our pre-closing QC Reviews.

Effective immediately, QC Reviews will no longer be completed at initial underwrite and will be handled as follows:

Regular Reviews – 10% Requirements
1. Selected at Conditional Approval/Resubmittal at least 10 business days prior to the Closing Date – Email will go out to all parties and condition will be added
2. UW will move loan to “Approval” and notify QC Auditor after running final AUS file is ready for review.
3. Loan will not be CTC until QC Audit is cleared

Discretionary Reviews – MCRs / Manual UWs
1. Selected at Conditional Approval (no TBD) at least 10 business days prior to the Closing Date – Email will go out and condition will be added
2. QC will review in any of the following milestones – Conditional Approval, Resubmittal, Approval
3. Loan will not be CTC until QC Audit is cleared

We know that this change creates some anxieties with last minute conditions for our borrowers, but we believe we have the best teams in place to continue to move forward in a positive manner. Please ensure loans selected for pre-closing QC review are resubmitted ahead of the closing date for final review to avoid any delays in meeting the contract date.

We appreciate your understanding and willingness to work with us to meet the changes imposed by the agencies.

Out of Office – 7/29/2022

Caitlyn R. Armendariz

Diane L. Balcom

Austin K. Bell

Maricruz V. Berens

Angela Corson

Krisanne Dearden

Hayden B. Dearden 8am – 12pm

Alexis Devos

Jeremy Favazza

Erica Fries

Shannon D. Hall

Janet L. Hopp

Hunter R. Kanuszewski

Alicia M. Kloss

Cheryl L. Korson

Elizabeth R. Kuehnau

Kristine G. Kuss 1pm – 5pm

Patricia A. Lacey

John McMahon 12pm – 4pm

Laurie B. Melton

Jeanie M. Nivison

Richard Nivison

Amanda L. Root

Joyce A. Smith

Barbara Strickland

Sarah M. Sundberg

Lan H. Tran-Fajardo

Ryan VanDyk

Kalan Walters

Cassidee L. White

Brenda S. Wilder

Jessica M. Yinger