Florida Housing Bond Program Grant Update 12/12/18
Florida Housing announced this morning that the Bond Grant loan option has been fully utilized. Florida Housing STILL has the Florida Assist Second Mortgage, FL HLP Second Mortgage and the TBA Program Grant (3% or 4%) down payment assistance options available. Below is a snap shot of the available programs and the DPA options available.
Important Announcement Chenoa (CBC Mortgage)
On January 1st, 2019 Chenoa will expire its current published pricing and begin offering only one rate for each FICO band for each of their products. This change will bring them in line with how other state housing finance agencies price their loans. You will still be able to see rates and lock through Optimal Blue, but it will show a par rate like below.
There are no other changes to the programs currently besides the change in how rates/pricing works on the first mortgage. You will still be able to charge standard fees and origination if it is within atr/qm points and fees test. There is no change to how the second mortgage rates are determined either (rate advantage 8% fixed 10-year term, HomeReady 2% above 1st mortgage rate 10-year term). Should you have a loan in the pipeline that you wish to lock under the current pricing structure you will need to submit those for lock prior to 2pm EST on 12/31/18.
Should you have any questions or concerns please reach out to secondary@ vandykmortgage.com.
Vicki Buck
Brad Chatel
Rich Passanante
Andrea Redfield
Shannon Russell
Michelle Miller
Jeanie Nivison-At a Conference
Cody Heyboer-Working from Home- (616) 558-1214
Corey Hill-Out at 2:00pm
Several months ago, we added an additional Underwriting Manager, JJ Darnell, to support our Western Region. Today we are pleased to announce the creation of East and West Coast Underwriting Teams. JJ and Lindsey have been working together over the last few months to acclimate JJ to our VanDyk family. Currently they share the responsibility of managing the UW Scenario Help Desk. Please continue to use theUWScenario@vandykmortgage.com regardless of East or West Coast. Since the creation of East and West coast teams, we have created new UW queues for East and West Coast that will be utilized when submitting loan files to Underwriting.
JJ Darnell will manage the West Coast Team to include the following teammates:
West Coast Team
Tracy Lucas
Kayla Murphy
Edward Boback
Rosemarie (Lynn) Smith
If you have an underwriting issue after 6:00 EST please contact JJ Darnell at (616) 974-9275 or via email at jdarnell@vandykmortgage.com.
Lindsey Kuhnle will manage the East Coast Team and those teammates include:
East Coast Team
Jennifer Anderson
Karen Widmeier
Ken Frachiseur
Melissa Riddle
Loree Haugom
Connie Gregg
Deana Daniels
Candi Bell
Kelly Sherwood, Assistant Underwriting Manager, will remain an integral part of both teams. She will continue to be a support to JJ, Lindsey and our group of underwriters. Kelly will also continue to manage rush requests for both East Coast and West Coast branches. Please email her with these requests copying Lindsey or JJ according to region.
To make sure we are fully supporting our West Coast origination teams through closing and funding we currently have two Closing Team members who work a schedule to accommodate our West Coast partners, Kelly McLaughlin and Delores Philmore. If you have an issue with a closing after 5:00 EST please contact either Kelly McLaughlin at 616.974.9208 or email atkmclaughlin@vandykmortgage.com or Delores Philmore at 727.497.6658 or email at dphilore@vandykmortgage.com. You can also contact Monique Garcia at mgarcia@vandykmortgage or 727-214-6416 x414 until 6:00 pm EST. If you have a closing problem after business hours please contact Vicki Buck at vbuck@vandykmortgage.com or 727-744-8541.
We are looking forward to 2019 and what it has in store for our growth potential!!
Andrea Redfield
Michelle Miller
Maria Venzor Olivas
Jeanie Nivison-At a Conference
Please see release notes for DataVerify for 12.9.18 Below
Monique Garcia
Jorge Giral
Maritza Jimenez
Connie Kern
John Marras
Jeanie Nivison
Cynthia Sena
Alee Steele
Karen Widmeier
Michelle Miller
Maria Venzor Olivas
Alice Davis
Monique Garcia
Connie Kern
Jeanie Nivison
Melissa Riddle
Alee Steele
Karen Widmeier
Corey Hill-Working form Muskegon Location-(616) 648-6612
Joe Dishinger-Working from Muskegon Location-(616) 460-8906
Monique Garcia
Jeanie Nivison
Brenna Piersma
Alee Steele
Michelle Miller
Hello,
Please find the 2019 VanDyk Payroll Calendar and Pay Dates in the links below. The documents will also become available on Paylocity, Intranet, and Seafile should you need them at a later date.
Should there be any questions or concerns please email Aaron Nemeth at anemeth@vandykmortgage.com.
Thank you,